{"id":26747,"date":"2026-07-24T13:02:54","date_gmt":"2026-07-24T13:02:54","guid":{"rendered":"https:\/\/rebillion.ai\/blog\/?p=26747"},"modified":"2026-07-24T13:02:56","modified_gmt":"2026-07-24T13:02:56","slug":"transaction-coordinator-oregon","status":"publish","type":"post","link":"https:\/\/rebillion.ai\/blog\/2026\/07\/24\/transaction-coordinator-oregon\/","title":{"rendered":"Transaction Coordinator Oregon: Fees &#038; Requirements 2026"},"content":{"rendered":"\n<p><strong>Transaction coordinator Oregon<\/strong> professionals run real estate files across one of the more rule-heavy markets in the Pacific Northwest. Oregon TCs typically charge $300 to $450 per file and operate under the Oregon Real Estate Agency (OREA). Whether you need a license depends on whether you handle trust funds or step into legal territory. Here is what operators in Oregon need to know about requirements, fees, and the software stack that holds up under OREA scrutiny in 2026.<\/p>\n\n<h2>What Does a Transaction Coordinator Do in Oregon?<\/h2>\n\n<p>A transaction coordinator in Oregon manages every administrative piece of a real estate transaction, from offer acceptance through closing and recording. Oregon&#8217;s market spans Portland metro, the Willamette Valley, the coast, and Eastern Oregon, and each region has its own rhythm. Portland is a mid-cycle market with a lot of starter-home churn. Coastal and rural files carry their own disclosure quirks, and Oregon&#8217;s disclosure requirements have shifted more than once in the last few years. A clean TC workflow has to absorb all of it, including tracking which requirements are still in force.<\/p>\n\n<h3>Core Responsibilities in Oregon<\/h3>\n\n<ul>\n<li>Document collection and organization: purchase agreements, Oregon-specific disclosures, inspection reports, appraisals<\/li>\n<li>Timeline management: contingency deadlines, financing windows, title review periods, recording dates<\/li>\n<li>Compliance verification: confirming Oregon disclosures are delivered, signed, and tracked in the file<\/li>\n<li>Escrow coordination: working with escrow companies on the Western side and title-led closings on the Eastern side<\/li>\n<li>Disclosure currency checks: confirming which state-mandated disclosures are still active, since Oregon&#8217;s disclosure list has changed more than once in recent years<\/li>\n<li>Lender communication: tracking conditions, prior-to-funding requirements, final approval<\/li>\n<\/ul>\n\n<p>For a broader breakdown of the role across states, see <a href=\"https:\/\/rebillion.ai\/blog\/what-is-transaction-coordinator\/\">what a transaction coordinator actually does<\/a>.<\/p>\n\n<h2>Do You Need a License to Be a TC in Oregon?<\/h2>\n\n<p>The Oregon Real Estate Agency does not require transaction coordinators to hold a real estate license, unless you cross into activities that legally require one:<\/p>\n\n<ol>\n<li>Handling client trust funds: earnest money, deposits, or any client money<\/li>\n<li>Providing legal advice: interpreting contracts, advising on title issues, or guiding on tax matters<\/li>\n<li>Negotiating on behalf of buyers or sellers: any active negotiation<\/li>\n<li>Marketing properties or originating listings: licensed activity under ORS 696<\/li>\n<\/ol>\n\n<p>Most transaction coordinator Oregon professionals operate as either independent contractors or in-house brokerage staff. The brokerage&#8217;s principal broker holds the OREA license and the regulatory responsibility, and the TC operates inside that envelope.<\/p>\n\n<h3>Practical Reality for Most Oregon TCs<\/h3>\n<p>If you work for a brokerage in Portland, Salem, Eugene, or Bend, you most likely do not personally hold a license. You will, however, be working directly with OREA-licensed agents and a principal broker whose license depends on file quality. Clean files, on-time disclosures, and a documented audit trail matter.<\/p>\n\n<h2>OREA Compliance Obligations<\/h2>\n\n<p>Even unlicensed transaction coordinator Oregon teams work inside the brokerage&#8217;s regulatory envelope. That means complying with:<\/p>\n\n<ul>\n<li>Trust account rules: client trust account reconciliation is required monthly under OAR 863-015-0270. Principal brokers carry the ultimate responsibility but the TC&#8217;s documentation supports the audit trail.<\/li>\n<li>Record retention: transaction files must be kept for 6 years post-closing. This is one of the longer retention windows in the country and shapes how Oregon brokerages structure their archives.<\/li>\n<li>Oregon-specific disclosures: Seller&#8217;s Property Disclosure Statement (ORS 105.464) and Lead-Based Paint Disclosure for pre-1978 properties remain in force. Note: the statewide Wildfire Hazard Zone Disclosure that took effect in 2024 was repealed in 2025 under Senate Bill 83, along with the associated hazard map and construction rules, so it should no longer appear as an active requirement on a Oregon transaction file.<\/li>\n<li>Fair housing compliance: federal and Oregon-protected classes<\/li>\n<li>Privacy and data handling: client PII protected under the Oregon Consumer Information Protection Act<\/li>\n<\/ul>\n\n<p>The wildfire-map repeal is itself a useful lesson for transaction coordinator Oregon teams: the state&#8217;s disclosure list has moved twice in two years, and a coordinator working from an outdated checklist can end up requiring (or skipping) a disclosure that no longer applies. Confirming current OREA guidance per file, rather than relying on memory, matters more in Oregon than in most states.<\/p>\n\n<h2>Typical Transaction Coordinator Fees in Oregon<\/h2>\n\n<p>Oregon TC fees in 2026 typically range from $300 to $450 per file, with the median around $375. The variation reflects file complexity and regional differences between Portland metro and the rest of the state:<\/p>\n\n<table>\n<tr><th>File Type<\/th><th>Oregon Fee Range<\/th><\/tr>\n<tr><td>Standard residential resale<\/td><td>$300 &#8211; $375<\/td><\/tr>\n<tr><td>New construction<\/td><td>$375 &#8211; $450<\/td><\/tr>\n<tr><td>Cash transaction (simpler)<\/td><td>$250 &#8211; $300<\/td><\/tr>\n<tr><td>Rural \/ coastal (extra disclosure review)<\/td><td>$375 &#8211; $450<\/td><\/tr>\n<tr><td>Commercial<\/td><td>$600 &#8211; $1,200<\/td><\/tr>\n<tr><td>Short sale \/ distressed<\/td><td>$600 &#8211; $900<\/td><\/tr>\n<\/table>\n\n<p>For broader fee benchmarks across states and how software pricing factors in, see <a href=\"https:\/\/rebillion.ai\/blog\/transaction-coordinator-cost\/\">the full transaction coordinator cost breakdown<\/a>.<\/p>\n\n<h2>Transaction Coordinator Oregon Market Snapshot<\/h2>\n\n<p>Portland metro remains Oregon&#8217;s largest transaction volume center, with the Willamette Valley, Bend, and the coast adding markets with their own regulatory wrinkles. The bigger operational challenge for Oregon TCs in 2026 is not any single disclosure, it is keeping up with a disclosure list that keeps changing: the wildfire-hazard-map rollout in 2024, its repeal in 2025, and whatever replaces it next all have to be tracked file by file rather than assumed from a template written a year earlier.<\/p>\n\n<p>This is why most Oregon TCs in 2026 use software that pulls current compliance requirements rather than a static checklist. A TC handling 30 to 40 files per month at $375 each does not have time to manually re-verify which disclosures are still in force on every file.<\/p>\n\n<h2>Best TC Software for Oregon Coordinators<\/h2>\n\n<p>Most Oregon TC teams are still coordinating by hand across whatever mix of tools a brokerage has accumulated, commonly some combination of Dotloop, SkySlope, and Brokermint depending on which brokerage a file belongs to. ReBillion takes a different approach: instead of being one more login added to that pile, it works as an AI control plane that orchestrates your stack, reading each file&#8217;s Oregon-specific disclosures and deadlines and coordinating your TMS, CRM, signature, and comms from one place. For a transaction coordinator Oregon team specifically, that means:<\/p>\n\n<ul>\n<li>Oregon disclosure templates kept current: Seller&#8217;s Property Disclosure Statement and Lead-Based Paint Disclosure, with retired requirements like the 2024 wildfire map disclosure flagged as no longer applicable<\/li>\n<li>OREA audit-ready 6-year retention: longer than most states, so the export workflow matters<\/li>\n<li>Regulatory-change tracking: surfaces when a state disclosure requirement is added or repealed, instead of relying on a TC&#8217;s memory of last year&#8217;s rules<\/li>\n<li>AI deadline extraction: pulls contingency dates from the purchase agreement automatically<\/li>\n<\/ul>\n\n<h2>How AI Changes the TC Workflow in Oregon<\/h2>\n\n<p>Oregon&#8217;s back-to-back disclosure changes, wildfire-hazard-map rules arriving in 2024 and disappearing in 2025, are exactly the kind of shift that punishes static checklists. A coordinator relying on a written process built a year earlier had no built-in way to know a requirement had been repealed. An AI control plane that pulls current OREA-aligned requirements per file removes that risk, and gives the TC back the time that used to go into manually re-checking whether a given disclosure still applies.<\/p>\n\n<h2>Transaction Coordinator Oregon FAQs<\/h2>\n\n<h3>How much does a transaction coordinator cost in Oregon?<\/h3>\n<p>Oregon TCs charge $300 to $450 per file in 2026, with most files closing between $325 and $400. Cash files run lower, new-construction and rural\/coastal files with extra disclosure review run higher.<\/p>\n\n<h3>Do you need a license to be a transaction coordinator in Oregon?<\/h3>\n<p>No. The Oregon Real Estate Agency does not require a license for TCs unless they handle trust funds, provide legal advice, negotiate on behalf of clients, or market properties. Most Oregon TCs work under a licensed brokerage&#8217;s principal broker.<\/p>\n\n<h3>Is Oregon&#8217;s wildfire hazard zone disclosure still required in 2026?<\/h3>\n<p>No. Oregon&#8217;s statewide Wildfire Hazard Map and the associated seller disclosure requirement, which took effect in 2024, were repealed in 2025 under Senate Bill 83. TCs working from older checklists or templates should confirm this requirement has been removed from their current-year forms.<\/p>\n\n<h3>What is the best transaction coordinator software for Oregon?<\/h3>\n<p>Transaction coordinator Oregon teams should prioritize disclosure templates that stay current with state law, OREA-aligned 6-year record retention, and AI deadline extraction. ReBillion is built around that combination, coordinating disclosures, deadlines, and communication from one control plane rather than a static checklist.<\/p>\n\n<h3>How long must Oregon transaction files be retained?<\/h3>\n<p>Oregon requires 6 years of post-closing file retention under OREA rules. This is longer than most states and makes audit-ready software exports valuable.<\/p>\n\n<h2>The Oregon TC Software Decision: What to Weigh<\/h2>\n\n<p>Running a clean transaction coordinator Oregon book means knowing the current OREA rules (not last year&#8217;s), charging fees that match file complexity, and having a workflow that catches a repealed or newly added disclosure before it reaches a client. The state&#8217;s longer retention window and its habit of revising the disclosure list reward brokerages that run a documented, software-supported process rather than a checklist someone printed out in 2024.<\/p>\n\n<p>For compliance standards, review <a href=\"https:\/\/www.alta.org\/\" target=\"_blank\" rel=\"noopener\">ALTA&#8217;s Best Practices<\/a> and the <a href=\"https:\/\/www.oregon.gov\/rea\/\" target=\"_blank\" rel=\"noopener\">Oregon Real Estate Agency<\/a> guidelines. Ready to see what changes when an AI control plane runs the operational side? <a href=\"https:\/\/rebillion.ai\/pricing\/\">See ReBillion&#8217;s pricing<\/a> and run a real Oregon file through the platform.<\/p>\n\n<h3>Sources<\/h3>\n<p>\n<a href=\"https:\/\/www.oregon.gov\/rea\/\" target=\"_blank\" rel=\"noopener\">Oregon Real Estate Agency<\/a> \u00b7\n<a href=\"https:\/\/www.alta.org\/\" target=\"_blank\" rel=\"noopener\">ALTA Best Practices<\/a> \u00b7\n<a href=\"https:\/\/www.ballardspahr.com\/insights\/alerts-and-articles\/2025\/07\/oregon-repeals-statewide-wildfire-hazard-map-and-mitigation-requirements\" target=\"_blank\" rel=\"noopener\">Ballard Spahr: Oregon Repeals Statewide Wildfire Hazard Map (2025)<\/a> \u00b7\n<a href=\"https:\/\/www.ziprecruiter.com\/Salaries\/Transaction-Coordinator-Salary\" target=\"_blank\" rel=\"noopener\">ZipRecruiter TC Salary Data<\/a>\n<\/p>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\/\",\n  \"@type\": \"WebPage\",\n  \"name\": \"Transaction Coordinator Oregon: Fees & Requirements 2026\",\n  \"speakable\": {\n    \"@type\": \"SpeakableSpecification\",\n    \"cssSelector\": [\"h1\", \"article > p:first-of-type\"]\n  },\n  \"url\": \"https:\/\/rebillion.ai\/blog\/transaction-coordinator-oregon\/\"\n}\n<\/script>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\"@type\":\"Question\",\"name\":\"How much does a transaction coordinator cost in Oregon?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oregon TCs charge $300 to $450 per file in 2026, with most files closing between $325 and $400.\"}},\n    {\"@type\":\"Question\",\"name\":\"Do you need a license to be a transaction coordinator in Oregon?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. The Oregon Real Estate Agency does not require a license for TCs unless they handle trust funds, provide legal advice, negotiate on behalf of clients, or market properties.\"}},\n    {\"@type\":\"Question\",\"name\":\"Is Oregon's wildfire hazard zone disclosure still required in 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Oregon's statewide Wildfire Hazard Map and the associated seller disclosure requirement, which took effect in 2024, were repealed in 2025 under Senate Bill 83.\"}},\n    {\"@type\":\"Question\",\"name\":\"What is the best transaction coordinator software for Oregon?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oregon coordinators should prioritize disclosure templates that stay current with state law, OREA-aligned 6-year record retention, and AI deadline extraction. ReBillion is built around that combination as an AI control plane.\"}},\n    {\"@type\":\"Question\",\"name\":\"How long must Oregon transaction files be retained?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oregon requires 6 years of post-closing file retention under OREA rules.\"}}\n  ]\n}\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>Oregon TC requirements, fees, OREA rules and AI software for 2026.<\/p>\n","protected":false},"author":4,"featured_media":25300,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[6562,62],"tags":[6664,6666,6665],"class_list":["post-26747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-state-guides-2","category-transaction-coordination","tag-6664","tag-orea","tag-oregon"],"uagb_featured_image_src":{"full":["https:\/\/mlipb9c2q1et.i.optimole.com\/cb:zvdU.f2\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/rebillion.ai\/blog\/wp-content\/uploads\/2026\/04\/img-20630-1776678562109.webp",1200,630,false],"thumbnail":["https:\/\/mlipb9c2q1et.i.optimole.com\/cb:zvdU.f2\/w:150\/h:150\/q:mauto\/rt:fill\/g:ce\/f:best\/https:\/\/rebillion.ai\/blog\/wp-content\/uploads\/2026\/04\/img-20630-1776678562109.webp",150,150,true],"medium":["https:\/\/mlipb9c2q1et.i.optimole.com\/cb:zvdU.f2\/w:300\/h:158\/q:mauto\/f:best\/https:\/\/rebillion.ai\/blog\/wp-content\/uploads\/2026\/04\/img-20630-1776678562109.webp",300,158,true],"medium_large":["https:\/\/mlipb9c2q1et.i.optimole.com\/cb:zvdU.f2\/w:768\/h:403\/q:mauto\/f:best\/https:\/\/rebillion.ai\/blog\/wp-content\/uploads\/2026\/04\/img-20630-1776678562109.webp",768,403,true],"large":["https:\/\/mlipb9c2q1et.i.optimole.com\/cb:zvdU.f2\/w:1024\/h:538\/q:mauto\/f:best\/https:\/\/rebillion.ai\/blog\/wp-content\/uploads\/2026\/04\/img-20630-1776678562109.webp",1024,538,true],"1536x1536":["https:\/\/mlipb9c2q1et.i.optimole.com\/cb:zvdU.f2\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/rebillion.ai\/blog\/wp-content\/uploads\/2026\/04\/img-20630-1776678562109.webp",1200,630,false],"2048x2048":["https:\/\/mlipb9c2q1et.i.optimole.com\/cb:zvdU.f2\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/rebillion.ai\/blog\/wp-content\/uploads\/2026\/04\/img-20630-1776678562109.webp",1200,630,false]},"uagb_author_info":{"display_name":"Atul","author_link":"https:\/\/rebillion.ai\/blog\/author\/atul\/"},"uagb_comment_info":0,"uagb_excerpt":"Oregon TC requirements, fees, OREA rules and AI software for 2026.","_links":{"self":[{"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/posts\/26747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/comments?post=26747"}],"version-history":[{"count":2,"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/posts\/26747\/revisions"}],"predecessor-version":[{"id":26749,"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/posts\/26747\/revisions\/26749"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/media\/25300"}],"wp:attachment":[{"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/media?parent=26747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/categories?post=26747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rebillion.ai\/blog\/wp-json\/wp\/v2\/tags?post=26747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}